“Ref. GOI Notification dated 13.08.2014, annual ceiling for credit to PPF accounts enhanced to Rs.1.50 lacs in CBS as well as Net Banking”. With effect from 15/10/2014, a service charge of Rs.25/- will be recovered per instance of failed standing Instruction/bill payment scheduled or with auto pay instruction, wherever the reason of failure is sufficient/clear funds not available or account has hold.